Your credit history is not your future.
Bankruptcy, repossession, late payments, a score that took a hit when life got hard. We've been getting Connecticut drivers approved through all of it for over 30 years. We hold top-tier status with lenders built specifically for rebuilding credit, and that relationship is the difference between a yes and another no.
We don't look at a score. We look at a person.
A score is one number from one day. We look at the whole picture: income, time on the job, down payment, the vehicle you're after, and what actually happened in your past. Then we match you with the lender most likely to say yes, instead of blasting your application to everyone and hoping.
Every application is reviewed by a finance manager, not a computer. If there's a way to structure the deal, we'll find it.
- Lenders built for thisCredit Acceptance, CPS, United Auto Credit, Exeter, and more. These lenders exist to approve people banks turn away.
- Loans that rebuild creditOn-time payments get reported to the bureaus. Drive now, raise your score at the same time.
- Honest about the numbersWe'll tell you what the rate is, why it is what it is, and when you can refinance into something better.
- Hundreds of vehicles to fit the approvalOnce you're approved, you shop a real inventory, not two cars in the back corner.
Bring these and you're halfway there.
Proof of Income
Recent pay stubs or bank statements. Self-employed? Bring what you have and we'll work with it.
Proof of Residence
A utility bill or lease in your name at your current address.
Down Payment
Not always required, but it opens more lenders and lowers the payment. A trade-in counts.
Valid License & Insurance
A current driver's license and the ability to get insurance on the vehicle.
Find out where you stand. Today.
The application takes a few minutes, doesn't obligate you to anything, and a finance manager reviews it personally. Worst case, you learn what to fix. Best case, you drive home.
All financing subject to credit approval. Rates, terms, and down payment requirements vary by lender and applicant.