Auto Financing in Ansonia, CT

The strongest buying power
of any dealership in Connecticut.

Road Ready holds top-tier status with more than 25 banks, credit unions, and specialty lenders. That status means lenders compete for your loan, and competition means better rates, better terms, and approvals other dealers can’t get. Good credit, rebuilding credit, or no credit at all, we have a lender for you.

25+
Lending Partners
Top Tier
Status With Our Lenders
All
Credit Situations
Minutes
To Apply Online
Why It Matters

What top-tier status does for your payment.

Most dealers work with a handful of lenders and take whatever comes back. We’ve spent decades building relationships and volume with the lenders on this page, and that earns us a seat at the top tier. When a lender puts you in their top tier, you get their best programs, their best rates, and a direct line to the people who actually make decisions. We pass that straight to you.

  • Lenders compete for youWe send your application to multiple lenders at once. They fight for the deal, you get the best terms.
  • Higher advances, longer termsTop-tier dealers get more loan-to-value and more term flexibility. That’s a lower payment on the same vehicle.
  • Deals that get doneTurned down somewhere else? We have lenders built for every credit tier and the relationships to get a yes.
  • Haggle-free, start to finishUpfront pricing and upfront financing. No games in the showroom and none in the finance office.
Our Lending Partners

The banks and lenders working for you.

National banks, Connecticut credit unions, and specialty lenders for every situation, from prime rates to credit rebuilding to classic and exotic financing.

National Banks & Finance Companies

Ally Financial
Capital One Auto Finance
Wells Fargo Auto
Community Bank N.A.
Ion Bank / BCion Vehicle Finance
Shoreham Bank
Global Lending Services
Exeter Finance

Connecticut & Regional Credit Unions

Sikorsky Financial Credit Union
Nutmeg State Financial Credit Union
Northwest Hills Credit Union
UBI Federal Credit Union
Greenwood Credit Union
DCU / First Tech FCU
Hanscom Federal Credit Union
Service Federal Credit Union
CF

Cornerstone Federal Credit Union

Specialty & Credit-Rebuilding Lenders

Credit Acceptance
Consumer Portfolio Services
United Auto Credit
First Help Financial
Lendbuzz
JJ Best Classic & Exotic
Woodside Credit
AF

Anchored Finance

IAC

IAC Inc.

Lender participation subject to credit approval. Not every lender is available for every applicant or vehicle. Lender names and marks are the property of their respective owners.
Every Credit Situation

Wherever your credit is, we have a lender for it.

Great Credit

Prime rates from national banks and credit unions competing head to head. Bring your pre-approval and we’ll beat it or tell you to keep it.

Rebuilding Credit

Bankruptcy, repo, late payments. We have lenders built for exactly this, with loans that report to the bureaus and rebuild your score while you drive. Learn about subprime financing.

No Credit or New to the U.S.

Thin file, first-time buyer, ITIN, or recently arrived. We work with lenders who look at the whole picture, not just a score.

Classic, Exotic & Commercial

Specialty lenders for collector cars, exotics, and the dump trucks and plow trucks we’re known for. Longer terms built for these vehicles.

How It Works

Three steps to the keys.

01

Apply Online

Secure application, takes a few minutes, no obligation. Do it from your couch before you ever set foot on the lot.

02

We Shop Your Deal

Our finance team sends your application to the lenders that fit your situation and brings back the best offer, not the first one.

03

Pick Your Vehicle & Drive

Know your approval and your budget before you shop. Then choose from one of the largest used inventories between New Haven and Bridgeport.

Get approved before you shop.

Apply now and let 25+ lenders compete for your business. Or run the numbers first with our payment calculator.